In selecting a password, make it something you will remember.  Suggestion:

• the initial letters from an easily remembered phrase, interspersed with numbers. For example, IPA75TTF ("I Pledge Allegiance To The Flag", with a graduation date in the middle);
• the initials of a known individual and a date associated with that person (birthday, anniversary, etc.). Begin the password with the month (numeric), then insert the initials, and end with the day or year. For example: 03TWM26;
• combine the initials of parents or a sibling with a wedding or other anniversary for example, EB920TB

Choosing password generating schemes is no more difficult and takes no more time than choosing a new password. In fact, once the scheme is nailed down, choosing new passwords from time to time is easier.